Use this loan repayment calculator to estimate your regular loan payments based on loan amount, interest rate, and repayment term. See how much you’ll pay each period, the total interest over time, and how long it will take to repay your loan.
This tool is useful for mortgages, personal loans, and other types of borrowing, helping you compare options and plan repayments with confidence.
Inputs
Results
To see an estimate, please enter a loan amount, interest rate, and payoff horizon in years. Extra payments are optional.
How to Read the Results
The repayment results show estimated payment amounts based on your loan balance, interest rate, and repayment term. Changes to interest rates, loan duration, or extra repayments can significantly affect total interest paid and how quickly the loan is repaid. Use this calculator to compare repayment options, not as an exact payoff quote.
Common Use Cases
• Estimating monthly repayments for mortgages or personal loans
• Comparing different loan terms and interest rates
• Understanding the long-term cost of borrowing
• Assessing the impact of extra repayments
• Planning loan refinancing or debt reduction strategies
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All calculations provided on Calcufinder are estimates for general informational and planning purposes only. Actual loan terms and interest rates may vary by lender. This tool does not provide financial or lending advice.