FIRE Calculator

Estimate a rough timeline to financial independence using your current savings, monthly contributions, target annual spending, and simple growth assumptions. This is a simplified model – real life will always be messier.

Category: Finance Audience: Global FIRE planners

Inputs

If you fill this in, we’ll also show an approximate FI age.

Use today’s money terms in your local currency (before thinking about inflation).

A common starting point is 3–4%, but this is not a recommendation or guarantee.

This is a long-term guess before inflation. Actual markets will be more volatile.

This is a rough, educational calculation. It does not replace professional financial advice.

Results

Fill in your target spending, withdrawal rate, current portfolio, and monthly contributions to see an approximate FI number and timeline.

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