Scenarios — Where assumptions are tested, not repeated
This section brings together scenario-based essays that examine how different financial choices play out over time.
Rather than focusing on what to invest in, these pieces explore what must be sustained — across returns, risk, inflation, debt, and time.
Each article compares realistic paths side by side:
different assumptions, different constraints, different long-term outcomes.
The goal is not to provide answers or recommendations, but to expose hidden trade-offs —
and to show how small differences in structure can compound into very different results.
This is where financial decisions are questioned before they are calculated.
- All
- SCENARIOS

Reframing the Story Stories about early retirement often follow a familiar arc. Extreme discipline, clever investments, and an eventual escape...

The Hardest Part of Investing Is Not Intelligence. It’s Restraint. Why do the same mistakes keep repeating in markets, even...

Over the past year, a striking number of new exchange-traded funds have entered the market. According to exchange listings and...

The obvious question people ask about compound interest is usually something like: How much will my money grow?It sounds sensible....

Loans are often framed as simple trade-offs.Borrow an amount, pay it back over time, move on. In reality, loan decisions...

Financial Independence and Retire Early — FIRE — often begins with a simple question:How much is enough? A FIRE calculator...