Scenarios

Scenarios — Where assumptions are tested, not repeated

This section brings together scenario-based essays that examine how different financial choices play out over time.

Rather than focusing on what to invest in, these pieces explore what must be sustained — across returns, risk, inflation, debt, and time.

Each article compares realistic paths side by side:
different assumptions, different constraints, different long-term outcomes.

The goal is not to provide answers or recommendations, but to expose hidden trade-offs —
and to show how small differences in structure can compound into very different results.

This is where financial decisions are questioned before they are calculated.

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  • SCENARIOS
The Road to Financial Freedom

January 14, 2026

What would change if you stopped treating “financial freedom” as a vague destination—and started treating it as a date on...

A Simpler Way to Think About FIRE

January 9, 2026

For years, the conversation around FIRE has been dominated by tactics: asset allocation, withdrawal rates, tax efficiency, optimisation. Useful, but...

One Up On Wall Street

January 7, 2026

What if the advantage most people are chasing in markets—better information, faster reactions, smarter forecasts—is the wrong one entirely? That...